Turning blockchain complexity into conversational simplicity

CUDI SafePay: Frictionless and Censorship-Resistant Micropayments powered by AI.

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"The complexity of blockchain disappears and becomes the simplicity of the Cloud. That's the promise of Bulut."

What is CUDI SafePay?

CUDI SafePay is a decentralized and private micropayment system designed to empower creators, journalists, and NGOs, allowing them to receive direct support from their audiences without intermediaries or censorship. Our goal is to make digital finance globally accessible and eliminate the barriers of traditional platforms that impose high fees and compromise privacy. At the heart of CUDI is Bulut, an Artificial Intelligence (AI) agent that transforms blockchain complexity into a simple conversational experience.

The Problems Today

For Creators and Journalists

  • Inaccessibility: Platforms are often unavailable in countries with capital controls.
  • Lack of Privacy: Exposure of personal data puts activists and journalists at risk.
  • Censorship and High Fees: Intermediaries freeze funds and charge 2.9% - 3.4%.

For the Average Web3 User

  • Incomprehensible UX: Terms like "Gas Fee," "Seed Phrase."
  • Fear of Loss: Afraid of losing funds due to complex private keys and wallet management.

Our Solution: The Conversation is the Transaction

CUDI SafePay eliminates complexity. Our Bulut agent (AI) translates human language into blockchain instructions, making technical interactions invisible.

Bulut AI Agent

Using Google Gemini, Bulut interprets natural language commands ("Pay 15 USDC to @FreeJournalist") and converts them into structured JSON for execution on the blockchain.

Frictionless Payments

Executed on Arc Blockchain with USDC as native gas. The Circle Paymaster eliminates or minimizes gas fees for the end-user.

Account Abstraction

Non-custodial wallets managed by Circle Developer-Controlled Wallets SDK. Simple access with PIN/Biometrics, eliminating the seed phrase risk.

CUDI SafePay Key Features

Conversational P2P Payments

Send USDC micropayments to other users with a simple command like "Pay 5 USDC to @user."

Subscriptions and Recurring Payments

Set up automatic recurring payments to a creator or organization: "Sign me up for this course, pay 10 USDC each month."

Donations and Tipping

Send tips or one-time donations to a cause without needing to register on a centralized platform.

Natural Language Portfolio Management

Bulut can answer questions about your balance, transaction history, or payment status: "Show me my USDC balance?"

Gasless Transactions

Make payments without worrying about gas fees, thanks to our Paymaster implementation.

Self-Custody and Privacy

Pseudonymous transactions on Arc Blockchain and full control of your funds (we never hold your money).

Business Model: Zero Fees, Sustainable Income

Our innovative strategy aims to eliminate fees for the end-user, upholding CUDI SafePay's promise of a frictionless experience.

Transparent Fee Structure

  • 0% for Users: If the optional "Zero-Fee Savings" (yield on idle balance) feature is active, Gas and AI costs are automatically covered.
  • Ultra-Low Commission: If the savings feature is disabled, a small staggered commission (0.3% - 0.5%) is applied to cover costs, still far lower than alternatives (2.9% - 3.4%).

Additional Revenue Streams

  • Creator Commission (1.0%): A low fee on received funds, justified by censorship resistance and automated management.
  • B2B API Licensing (Bulut): Selling AI agent licenses to platforms (e-learning, gaming, DeFi) via a monthly fee and per-API call cost.

Impact and Business Value

CUDI SafePay promotes Financial Inclusion by offering global P2P payments without barriers (a "Bizum 3.0"). Furthermore, it Empowers Creators and Activists with a censorship-resistant financing tool, crucial where freedom of expression is vital.

Our Technology Stack

Built on a robust technology stack to ensure security, efficiency, and an unprecedented user experience.

Blockchain

Arc Blockchain (EVM-compatible, USDC-native)

AI Agent

AI/ML API

Payment Infra.

Circle Developer-Controlled Wallets SDK & Paymaster

Backend

Python (FastAPI)

Frontend/App

Flutter (Dart)

Contracts

Solidity

Download CUDI SafePay Now

Experience the future of intelligent payments: zero fees, no censorship, and the simplicity of a conversation.

Download the test version

(Coming soon full version)